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For education loan amount under 5 lakh you don't need any guarantor, however, if it exceeds more than 5 lakh you will be required to have a co-signer someone like your parents, siblings, spouse or caretaker who has to sign the loan for you. They will agree to pay your debt just in case you fail to do so. If your loan exceeds to 7.5 lakh and above you would have to offer collateral security such as residential property (house/flat/apartment), fixed deposits, life insurances with surrender value, or mortgaged property etc. Don’t settle down for your unfulfilled dreams when you can carve your own future path with help of education loans.
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